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When the Grid Fails: Easy Action Steps When Facing Hurricanes, Tornadoes, Earthquakes, Fires, and Other Natural Disasters

為了解決Minus的問題，作者Furneaux, Ky 這樣論述：

When she was 19 years old, Ky Furneaux’s quiet life in rural South Australia was overturned when a car accident broke her back. Doctors told her she’d never be physically active again. It was the first ＂you can’t,＂ Ky decided to ignore, and it changed her path forever. She fought her way back to ful

l health, and while rock climbing as part of her rehabilitation, discovered a deep love for the wilderness. She became a qualified kayaking, sailing, hiking, and rock-climbing guide sharing this passion with others while pushing the limits of her own survival skills. Ky has kept people safe in some

of the most extreme climates in the world from the remote and dangerous West Coast trail in the far reaches of British Columbia to the depths of the Amazon jungle and the barren, deadly high-altitude slopes of Nepal while participating in high-risk activities that have the potential for disaster. Ky

pursued a dream career in stunt performing and traveled to Canada for three years of intense martial arts, stunt driving and weapons training. She worked hard and eventually landed a top job as Sharon Stone’s stunt double in the movie Catwoman. For the next sixteen years she doubled stars such as J

ennifer Garner in Elektra and Jaimie Alexander in Thor and the NBC series Blindspot. A-list names required her help to ensure they remained safe while filming some of the top action sequences of the time. Her professional, calm attitude on set had her working with the likes of Anne Hathaway, Ellen D

eGeneres, Hugh Jackman, Arnold Schwarzenegger, and Chris Hemsworth. In 16 years at the top of the stunt game, her many achievements include winning Best Female Stunt Performer in the world in the 2012 Taurus Awards (the Oscars of the stunt industry). Despite the red-carpet glamour, the outdoors was

still Ky’s first love. Following the call of the wild, she challenged herself to new extreme survival expeditions, ditching all the gear and heading out with only a knife. Ky produced and documented an extraordinary hundred-mile hike across the Sierra Nevada Mountain range. She featured in three epi

sodes of Discovery’s Naked and Afraid and was the only female in Season Two of Discovery’s Ed Stafford: First Man Out, braving a twelve-thousand-foot mountain climb and minus 22? temperatures. Although she’s conquered grueling terrain in over 65 countries, she is passionate about her country’s uniqu

e landscape and wildlife, and she shared the beauty of the Aussie bush in her Discovery and 7Mate series Outback Lockdown. She’s a wilderness warrior in the tradition of the late, great Steve Irwin and in her own words a ＂true survival nerd.＂

Minus進入發燒排行的影片

反向房屋貸款加上長期照顧定價評估

為了解決Minus的問題，作者馬少鈞 這樣論述：

現今許多已開發國家都已進入高齡化社會，面臨到老年人口的扶養問題。為了解決這個困境，許多國家政府都在推動反向房屋貸款(Reverse Mortgage，RM)，可以讓老人將自己擁有的房產轉換成養老使用的年金，減少青壯人口的扶養負擔。而RM無法考慮到借款人的身體狀況，例如：可能生病或有慢性疾病需要人照顧，因此本篇論文以RM為基礎加上長期照顧(Long-Term Care，LTC)，評價具有提前解約選擇權RM加上LTC的公平價值。本論文假定利率期限結構服從Hull-White Model；狀態轉換機率引用 Kalbfleisch and Lawless (1984) 和傅鈺婷(2020)所計算出的

轉換機率；房屋價格使用為幾何布朗運動並假設利率與房價具有相關性。本篇論文提供兩種方式來計算公平可貸成數，一種為有將狀態細分(健康、輕度身障、中度身障、重度身障、極重度身障及死亡)，另一種是將狀態分成有無自理能力，以提供資料不足時，可以用不同的方式計算公平可貸成數。本篇論文對於合約的假設為，當借款人進入無自理能力(極重度身障)或死亡，則合約就終止。本篇論文除了計算RM加上LTC的公平可貸成數以外，還另外分析了不同參數（如：房價波動度、利率波動度、利率房價相關係數、平均利率水準、利率均值回歸率、保費率、房租率、解約懲罰金比例、長照成本、預定利率等）變化下的敏感性分析。本篇論文研究結果顯示，在無解約

情況下，使用兩種方式所計算出來的可貸成數相同，但若加入解約選擇權，使用狀態細分的可貸成數會低於只將狀態分成有無自理能力的，因為借款人在不同身體狀態會有不同的解約決策提高解約權的價值，保險公司須調低可貸成數來因應，此外，在有繼承人的狀況下，借款人不會有解約的動機，所以不影響可貸成數評價結果。

Do You Take This Man

為了解決Minus的問題，作者Williams, Denise 這樣論述：

Denise Williams wrote her first book in the second grade. I Hate You and its sequel, I Still Hate You, featured a tough, funny heroine, a quirky hero, witty banter, and a dragon. Minus the dragons, these are still the books she likes to write. After penning those early works, she finished second gr

ade and eventually earned a PhD in education, going on to work in higher education. After growing up a military brat around the world and across the country, Denise now lives in Des Moines, Iowa, with her husband, son, and two ornery shih tzus who think they own the house.

蔬食餐廳的關鍵成功因素-以宜蘭為例

為了解決Minus的問題，作者游仲喆 這樣論述：

隨著新時代的飲食習慣改變與環境保護議題被更多人重視，吃蔬食的人口已逐漸改變，從主流的民間宗教信仰逐漸轉變成多元因素，吃蔬食已經成為一種養身、愛護地球、潮流的化身，越來越多人加入蔬食的行列，隨著吃蔬食人的增加，蔬食餐廳也日益增多，但是卻有不少餐廳因為某些因素導致餐廳經營不順，最後歇業收場，因此如何正確的經營一間蔬食餐廳，以及成功的蔬食餐廳應該具備哪些因素，成了一個很重要影響關鍵。本研究在探討宜蘭蔬食餐廳的關鍵成功因素，首先透過文獻蒐集，蒐集相關的文獻初步擬定其構面與評估準則，接著運用修正式德菲法，彙整聚攏專家、學者意見，找出蔬食餐廳的關鍵成功因素構面與評估準則，並進一步建構層級分析架構，接著使

用層級分析法(AHP)進行問卷調查，調查宜蘭的蔬食餐廳消費者對於蔬食餐廳的關鍵成功因素看法，針對各評估準則進行權重分析，建構出宜蘭蔬食餐廳的關鍵成功因素的權重體系。本研究結果得知，宜蘭蔬食餐廳的關鍵成功因素之主要構面權重依序為:先決條件、行銷方式、供給餐點、顧客感受。以評估準則權重前五來看依序為:「經營者」、「資本額」、「廣告」、「餐廳地點」、「餐點種類」。本研究結果可提供給宜蘭蔬食餐廳業者做為參考，亦可作為宜蘭蔬食餐廳創業者做為參考，制定蔬食餐廳的經營、管理方法。